How is interest calculated?

Interest begins to accrue on January 6th at the rate of 2% for January, and 0.75% for each additional month thereafter until the debt is paid.

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1. When are taxes due?
2. How is interest calculated?
3. Why do I receive two tax bills, one from the Town of Mills River and one from Henderson County?
4. What if I have a mortgage?
5. Why should I be obligated to pay taxes if I did not receive my bill?