When are taxes due?

By North Carolina statute, property taxes become due and payable September 1st. Taxes are due by January 5th of the following year. Interest will be added on January 6th.

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1. When are taxes due?
2. How is interest calculated?
3. Why do I receive two tax bills, one from the Town of Mills River and one from Henderson County?
4. What if I have a mortgage?
5. Why should I be obligated to pay taxes if I did not receive my bill?